It’s Back for a limited time only!

C4.99%APR For Life on credit card balance transfersredit Card Debt Relief: We not only offer low, fixed rates…we are now offering a special rate FOR THE LIFE of the balance, when you transfer those other card balances to one of our credit cards. Plus, no balance transfer fees!


*LIMITED TIME OFFER: All offers are subject to approval and only good on balance transfers during the promotional period. Offer may expire at any time. 4.99% balance transfer rate is good for the life of the balance transferred to your SRCFCU MasterCard. This offer cannot be used to pay off existing loans with Santa Rosa County Federal Credit Union.


The Great Outdoor Loans

Santa Rosa County Federal Credit Union
is proud to offer loans that keep you active and outdoors!
Contact us today!

ATV Loans
Golf Cart Loans
Truck Loans
Signature Loans
Credit Cards
RV Loans

Mark Your Calendar

Please make plans to attend our Annual Meeting on March 15, 2018 as we celebrate another year of serving your financial needs. The meeting will begin 6:30PM in the Santa Rosa County Auditorium.

Christmas Club

Our Christmas Club Savings account will ensure that you have plenty of funds to celebrate with style! A monthly deposit of $100.00 starting now, will give you about $1,100 for Black Friday shopping.


Did you make extra income this year, but don’t want it to affect your taxes?

IRAs are the perfect place to put your money. Since this is a retirement account, you may not have to pay taxes on these funds. Talk to us to see if an IRA is right for you.

Do you need extra money, but want the interest to be tax deductible?

Home equity loans are one of the few loans that benefit you in tax season. Since this is a mortgage-type loan, the interest on the loan may be tax deductible! (Consult your tax advisor)

Do you want your tax refund up to 2 weeks faster?

To receive your tax refund up to 2 weeks faster electronically, fill out the “Refund” section of your 1040 tax form with your account number and the SRCFCU routing number 263280939.


New and Used Vechiles - Rates as lowa as 1.49% APR


Santa Rosa County Federal Credit Union will be closed in honor of the following holidays:

January 15, 2018 – Martin Luther King Jr Day
February 19, 2018 – Presidents’ Day
March 30, 2018 – Good Friday


The Board of Directors declared a dividend rate of 0.25% on shares for an annual percentage yield of 0.25%. The rates on term share certificates, including Individual Retirement accounts, are set periodically based on current market conditions.

All current rates can be viewed at


Milton (Main Office) – (850)623-3877
Toll Free (800)600-7412
Milton Branch (850)623-4113
Pace Branch (850)995-1777
Jay Branch (850)675-5690
Midway Branch (850)934-1480
Call 24 (850)983-8282
Toll Free (800)600-7413
Internet Banking –
Billpay –
eStatements –
Email –
Credit Card info –

Board of Directors

Paul O. Hinson, Chairman
DeVann Cook, Vice Chairman
Tony Gomillion, Secretary/Treasurer
Herbert A. Baker, Member
Rod Gracey, Member
Walter T. (Tim) Holt, Member
Frank Melvin, Member

Supervisory Committee

Phillip Pridgen, Chairperson
Stephen Cone, Member
Trey Emmons, Member
Tiffany Sullivan, Member

APR=Annual Percentage Rate.
NMLS ID# 416274



About srcfcu

5 Locations in Santa Rosa County Florida. Santa Rosa County Federal Credit Union serve anyone who lives, works, worships or goes to school within the county with the BEST in personal financial services--giving you the tools to succeed in life!
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