Category Archives: Financial Tips

EXPOSED! 0% Credit Card Offers

O% Credit Cards EXPOSED — 4 THINGS TO BEWARE Have you seen those 0% credit card offers? This article uncovers why SRCFCU does not participate in gimmicks like this and why you should not be deceived by them. 1. High … Continue reading

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Pay Yourself – It’s a Good Habit to Make

You pay your bills. You tip your waiter. You pay for your groceries…But who pays you?  Sure, you may get a paycheck, but how much of it do you get to keep?  Make saving money a habit. Here is my … Continue reading

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5 Things to do in your 20’s

1. BUILD AN EMERGENCY FUND No one likes unexpected expenses, but you will learn it is part of life. Vehicles break, dental and health issues arise, and jobs come and go.  By steadily putting money into a savings account, you … Continue reading

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5 Things to do in your 30’s

1. BECOME CONFIDENT IN INVESTING Not that you shouldn’t have a financial advisor, but you should  learn all you can about investing options.  Take ownership of your investment decisions by watching the market and knowing if your money is growing … Continue reading

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5 Things to do in Your 40’s

1. START AN EDUCATION ACCOUNT If you have children, you can’t open an education savings plan soon enough.  If not, you may wish to further your education.  There are tax-sheltered savings plans you can use just for this.  Ask for … Continue reading

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5 Things to do in your 50’s

1. CHART YOUR COURSE Just as you did with your career, you need to do the same for your next big life stage– RETIREMENT.  By now, you have been saving and possibly have a few different retirement plans and 401k’s … Continue reading

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5 Things to do in your 60’s

1. LOOK AFTER YOUR LOVED ONES While you may have a will and beneficiaries assigned to your assets, you need to look into these contracts a little deeper. This may be a good time to meet with a trusted lawyer or financial … Continue reading

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